中盈盛達融資擔保：2023年度報告.pdf

1、2023 Annual Report 年度報告CONTENTS 目錄2Corporate Profile公司介紹3Corporate Information公司資料6Financial Highlights財務摘要7Chairmans Statement董事長致辭11Management Discussion and Analysis管理層討論與分析43Directors,Supervisors and Senior Management董事、監事及高級管理層62Corporate Governance Report企業管治報告90Environmental,Social and Govern

2、ance Report環境、社會及管治報告172Report of the Board of Directors董事會報告204Report of the Board of Supervisors監事會報告205Independent Auditors Report獨立核數師報告215Consolidated Statement of Profit or Loss and Other Comprehensive Income綜合損益及其他全面收益表218Consolidated Statement of Financial Position綜合財務狀況表220Consolidated Stat

3、ement of Changes in Equity綜合權益變動表222Consolidated Cash Flow Statement綜合現金流量表224Notes to the Consolidated Financial Statements綜合財務報表附註GUANGDONG JOIN-SHARE FINANCING GUARANTEE INVESTMENT CO.,LTD.ANNUAL REPORT 20232CORPORATE PROFILE公司介紹We,Guangdong Join-Share Financing Guarantee Investment Co.,Ltd.*(“Gu

4、angdong Join-Share”or the“Company”,together with our subsidiaries,the“Group”,“we”,“our”or“us”)is a leading financing guarantee services provider in Guangdong province,the Peoples Republic of China(the“PRC”or“China”)focusing on providing credit-based financing solutions to small and medium-sized ente

5、rprises(the“SMEs”)to satisfy their financing and business needs.Since our establishment in Foshan,Guangdong province in 2003,our business network has been significantly expanded to cover all the major cities in Guangdong province and certain cities in Anhui province.We primarily provide guarantees o

6、n behalf of,or entrusted loans to,SMEs and individual business proprietors.We also provide micro-lending to SMEs,individual business proprietors and individuals in Foshan since July 2011 through Foshan Join-Share Micro Credit Co.,Ltd.*(佛山中盈盛達小額貸款有限公司)(“Foshan Micro Credit”),which was consolidated in