印孚瑟斯（Infosys）：2024银行业科技指数报告（第四卷）（英文版）（54页）.pdf

1、Infosys Bank Tech Index:Volume 4 November 2024|1External Document 2024 Infosys Limited Knowledge InstituteINFOSYS BANKTECH INDEXVOLUME 4 NOVEMBER 2024 Infosys Bank Tech Index:Volume 4 November 2024|1External Document 2024 Infosys Limited Knowledge InstituteContentsIntroduction 2Key findings summary

2、4Technology strategic priorities 8Technology spending report 12Technology budget analysis 16Technology talent 20Tech hotspots:our bank tech intensity barometer 34Appendix 36Knowledge InstituteIntroductionExternal Document 2024 Infosys Limited 2|Infosys Bank Tech Index:Volume 4 November 2024Infosys B

3、ank Tech Index:Volume 4 November 2024|3External Document 2024 Infosys Limited Knowledge InstituteWelcome to Volume 4 of the Infosys Bank Tech Index.In this edition,we see that banks are turning a corner on their strategic priorities and tech spend.Banking thrives when customer trust is built,and com

4、pliance is adhered to.In Volume 4,we have found that banks have shifted their focus towards regulatory compliance,while their focus on cost reduction has begun to wane.Regulations related to AI and open banking have kept regulators and banks on their toes.AI continues to be the fastest-growing area

5、of technology spend for banks globally.Banks continue to believe that AI will boost productivity.Yet,in our discussions with clients,we have found that only a handful are AI-ready across all five dimensions of strategy,governance,talent,data,and technology.AI and cybersecurity continue to dominate b

6、anks budgets,but the growth in spending has subsided in the last quarter.Often,these technologies compete and complement each other in driving investments.Following a year of growth in AI and cybersecurity,recruitment is cooling off.Interestingly,the convergence of AI and other digital technologies