BCG：2024破解健康经济学困境：保险公司在医疗成本上涨与激励机制失衡中的转型之路（英文版）（15页）.pdf

1、Resolving the Health Insurer Impasse in the Health Economics Dilemma October 2024 By Yamin GroeningerBoston Consulting Group partners with leaders in business and society to tackle their most important challenges and capture their greatest opportunities.BCG was the pioneer in business strategy when

2、it was founded in 1963.Today,we work closely with clients to embrace a transformational approach aimed at benefiting all stakeholdersempowering organizations to grow,build sustainable competitive advantage,and drive positive societal impact.Our diverse,global teams bring deep industry and functional

3、 expertise and a range of perspectives that question the status quo and spark change.BCG delivers solutions through leading-edge management consulting,technology and design,and corporate and digital ventures.We work in a uniquely collaborative model across the firm and throughout all levels of the c

4、lient organization,fueled by the goal of helping our clients thrive and enabling them to make the world a better place.BOSTON CONSULTING GROUP 1Resolving the Health Insurer Impasse in the Health Economics DilemmaMelanie was turning 57 when she was diagnosed with mid-stage breast cancer.At the time,s

5、he was a patient in her hospitals gynaecology department.Despite her diagnosis,Melanies transfer to oncology happened only three months later,by which time her cancer had progressed.Her family later discovered the transfer had been requested by a doctor but was delayed by the department chief to mee

6、t revenue targets.Melanies husband and daughter faced numerous treatment suggestions for her cancer,most of which were not covered by her health insurance plan.Although the family had a reasonable income,they paid what they could to keep her alive.Melanie passed away at age 58,13 months after her di