印孚瑟斯：2024年银行科技指数研究报告（第三卷）（英文版）（54页）.pdf

1、Infosys Bank Tech Index:Volume 3 August 2024|1External Document 2024 Infosys Limited Knowledge InstituteINFOSYS BANKTECH INDEXVOLUME 3 AUGUST 2024Infosys Bank Tech Index:Volume 3 August 2024|3External Document 2024 Infosys Limited Knowledge InstituteContentsIntroduction 4Key findings summary 6Techno

2、logy strategic priorities 10Technology budget analysis 14Technology spending report 22Technology talent 24Tech hotspots:our Bank Tech IntensityBarometer 34Appendix 36Knowledge InstituteIntroductionExternal Document 2024 Infosys Limited 4|Infosys Bank Tech Index:Volume 3 August 2024Infosys Bank Tech

3、Index:Volume 3 August 2024|5External Document 2024 Infosys Limited Knowledge InstituteWelcome to Volume 3 of the Infosys Bank Tech Index.Tides are turning in banking.From a strategic perspective,banks have increased their focus on innovation,while there are early signs that they are decreasing their

4、 focus on cost reduction.As predicted in Volume2 of our Infosys Bank Tech Index,AI has outpaced all other technologies to become the largest contributor to technology budgets.AI also continues to be the fastest growing area of technology spend for banks globally.AI will drive a lot of innovation in

5、the coming months and years.It will help banks reimagine their ways to serve clients and reduce costs.However,AIs rapid growth calls forward increased concerns for ethical,data,and cybersecurity threats.These are interesting times for the industry,and the latest edition of the Infosys Bank Tech Inde

6、x captures both the opportunities and the concerns banking leaders are seeing and responding to.This is both an exciting and a challenging time as banks balance AI innovation with safety and security,and the Infosys Bank Tech Index will help bring clarity to leaders seeking to understand this inflec