Consult Hyperion：2024年身份证件验证市场指南（英文版）（12页）.pdf

1、 Market Guide Identity Document Verification Date:April 2024 Author:Steve Pannifer Fatma Gharsalli 2|P a g e Market Guide to Identity Document Verification Executive Summary Digital banks were amongst the first organizations to realise the benefits of digital Identity Document Verification.It provid

2、ed a route for remote customer onboarding whilst satisfying regulatory requirements.The technology and service offerings have matured and evolved and now should be seen as a standard part of any consumer facing regulated service including financial services,gambling,insurance and conveyancing1.Today

3、,Identity Document Verification is mostly used for onboarding.It often treated as being one component of the customer due diligence process,bundled with other background checks.The technology can however be used to realise benefits across the customer lifecycle.Identity Document Verification can hel

4、p with account recovery,step up processes and other critical events throughout the customer lifecycle.Identity Document Verification should therefore be made available as a separate capability,unbundled from onboarding processes,so that it can be used whenever required.It should be a key asset withi

5、n a service providers identity fabric,integrated with its identity and access management platform enabling it to be leveraged whenever required.This paper provides an overview of the two primary methods of Identity Document Verification photographic and cryptographic.It shows that the cryptographic

6、method is far superior from a security perspective and can be delivered with an optimised user experience.It also shows that Identity Document Verification is a specialised capability that involves much more than simply scanning the document.We therefore believe that for most organisations,Identity