1、Scaling up Responsible Digital Payments in the Rwandan Tea Sector March 2023BUSINESS SERIESSUPPLY CHAINSAuthorsOswell Kahonde and Katherine Rickard,Better Than Cash AllianceLiberal Seburikoko,Ethical Tea PartnershipSanjay Kumar,Vanguard EconomicsCover photo:UNICEF/UN0308775/Rusanganwa ISBN 978-1-946

2、173-87-42023 Better Than Cash Alliance.This work is distributed under the Creative Commons Attribution-NoDerivatives 4.0 International license.To view,visit http:/creativecommons.org/licenses/by-nd/4.0/Ethical Tea PartnershipThe Ethical Tea Partnership(ETP)is dedicated to supporting our members enha

3、nce transparency and accountability across the tea supply chain.Responsible digital payments are one way in which to achieve this,whilst at the same time,proactively safeguarding and enabling users,particularly women who make up most of the tea workers and farmers,to reap the benefits of digital fin

4、ancial inclusion.For this reason,we joined the UN-based Better Than Cash Alliance to build on ETPs existing initiatives to digitize various parts of the tea supply chain to increase uptake of digital financial tools and services within the tea communities.We are delighted that our first joint public

5、ation presents clear evidence that responsible digital payments help promote industry growth,boost productivity,and have the potential to improve the livelihoods for 100,000 tea farmers and workers in Rwanda.This report provides a dual function of sharing knowledge on how digitizing payments can ben

6、efit both companies and tea workers,but more importantly how to deliver this responsibly and at scale for the tea industry.Beyond receiving their payments and wages digitally,we would like to see tea workers and their wider communities benefit from using digital financial tools and services,so they