NFP：2026年美国福利趋势报告（英文版）（42页）.pdf

1、2026 NFP U.S.Benefits Trend ReportRecalibrating strategy across key cost drivers and understanding the priorities shaping organizations.?2026 NFP U.S.Annual Benefits Trend ReportTable of ContentsA Letter From Kim and Beth Key TakeawaysRx Trends The Landscape of Drug ManagementCost Containment Balanc

2、ing Rising Pressures With Smarter StrategySupplemental Benefits Closing the Affordability Gap in a Changing EconomyVitality and Wellbeing Land and Expand for a Sustainable Wellbeing EcosystemHR Trends From Administration to AnticipationAbout the ReportAbout the DataAbout the ExpertsAbout NFP 3 46 13

3、 1722 33 38 394142The benefits landscape is shifting in ways that are both familiar and fundamentally new.Costs are on the rise,as are expectations,and the pace of change shows no signs of slowing.As leaders are being asked to manage uncertainty with more precision and support their people with more

4、 intention,yesterdays solutions are no longer meeting the needs of today.What we heard in this years research is a story of dual pressures.Employers are contending with structural cost drivers across the workforce,the growing complexity of care and the expansion of new,high-cost treatments like GLP-

5、1s.At the same time,employees are carrying greater financial strain and looking to their employers for help,stability and support.These pressures magnify each other.When the cost of care becomes harder to manage,it becomes harder for employees to thrive.And when employees struggle to thrive,employer

6、s feel it in every corner of the business.This moment is also defined by opportunity.Organizations are rethinking outdated approaches,embracing new technologies and using data to make smarter,more confident decisions.They are sharpening their understanding of what people need,expanding the definitio