毕马威（KPMG）：2026年香港银行业报告：蓄力增长（英文版）（92页）.pdf

1、Hong Kong Banking Report the Difference.Positionedfor GrowthHong Kong Banking Report 20262Contents03 Trust Artificial intelligence Financial crime compliance Cyber security01 Performance Overview of financial results02 Growth FICC market development Gold hub Transition finance Private credit Family

2、office Digital payments04 Financial results Performance rankings Licensed banks Restricted licence banks Deposit-taking companies Foreign bank branches Digital banks04124458Contents 2026 KPMG,a Hong Kong SAR partnership and a member firm of the KPMG global organisation of independent member firms af

3、filiated with KPMG International Limited,a private English company limited by guarantee.All rights reserved.IntroductionPerformanceGrowthTrustFinancial resultsAppendixAboutKPMGContact usHong Kong Banking Report 2026 3IntroductionWelcome to the 2026 edition of the Hong Kong Banking Report,which inclu

4、des the financial results of banks in 2025 alongside a detailed analysis of the top ten banks in the city.As we reflect on the past twelve months,what is most striking is how quickly the narrative around Hong Kongs banking sector has shifted from one of cautious recovery this time last year,to one o

5、f genuine momentum returning across most parts of the balance sheet.At the outset of 2025,there were genuine reasons for caution.US tariff hikes and renewed trade tensions unsettled markets early in the year,and many expected the fallout to weigh heavily on regional growth.The reality proved far mor

6、e encouraging.The Hong Kong economy proved resilient,the Hang Seng Index returned 28%and,perhaps most notably for those of us who have watched the property cycle closely,residential prices reverted to modest growth after three consecutive years of decline.For Hong Kongs banks,this translated into a