万事达卡 & DSCI：2026印度 BFSI 行业网络安全就绪度现状报告（英文版）（52页）.pdf

1、STATE OF CYBERSECURITY READINESS INBFSI SECTORINDIA Indias Banking,Financial Services,and Insurance(BFSI)sector is at the forefront of the countrys digital transformation,enabling scale,inclusion,and innovation through platforms such as UPI,digital lending,digital onboarding,and cloud-driven service

2、s.Over the last few years,the sector has witnessed unprecedented growth in digital transactions,customer connectivity,and technology adoption,making financial services more accessible and efficient than ever before.At the same time,this rapid digital expansion has significantly increased the sectors

3、 exposure to cyber risks,making cybersecurity central to maintaining trust,resilience,and operational continuity.The State of Cybersecurity Readiness in BFSI Sector in India report provides a comprehensive assessment of how institutions across the BFSI ecosystem are strengthening their cybersecurity

4、 posture in response to evolving threats.The report highlights that while leading banks,insurance providers,and financial institutions have made notable progress in areas such as Security Operations Centers(SOCs),incident response planning,cyber governance,and regulatory compliance,cyber maturity co

5、ntinues to vary across the broader ecosystem.Mid-sized institutions,NBFCs,and emerging FinTech players often face limitations in terms of resources,cyber expertise,and structured governance mechanisms.The threat landscape itself is also evolving rapidly.Increasing reliance on APIs,cloud infrastructu

6、re,third-party service providers,and interconnected digital platforms has expanded the attack surface across the financial ecosystem.Threats such as ransomware,phishing,credential compromise,identity fraud,insider risks,and AI-enabled social engineering are becoming more sophisticated and targeted.I