美国国家加密货币协会(NCA):2026年美国加密货币持有者现状年度报告(英文版)(30页).pdf

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美国国家加密货币协会(NCA):2026年美国加密货币持有者现状年度报告(英文版)(30页).pdf

1、2026 STATE OF CRYPTO HOLDERSREPORTThe Definitive Annual Report On Cryptocurrency Holders in AmericaINTRODUCTION CRYPTO GAINS MOMENTUM In a single year,12 million more Americans became crypto holders.That is roughly the combined population of New York City and Los Angeles.Today,one in four American a

2、dults owns cryptocurrency,over 67 million people,up from one in five just last year.Crypto is no longer being seen as just an investment:41%of holders send crypto to friends and family,40%use crypto to shop and pay,and 54%say crypto has increased their financial independence.People are donating cryp

3、to to causes they care about,paying their employees,and powering their businesses and passions.The people behind these numbers are parents,construction workers,small business owners,and retirees making shared financial decisions.They span every income bracket,region,and industry,from retail to ranch

4、ing.And they are increasingly using crypto for the same reasons they use any other tool:because it works for their needs.Every transformative technology follows a similar arc.First comes curiosity,then skepticism,and eventually something quieter:normalization.We saw it with the internet,with smartph

5、ones,with AI.Cryptocurrency is entering that phase now.This years study also found an important shift in trust:69%of holders trust crypto,while 65%trust traditional banking.This doesnt mean that people are abandoning banks-in fact,crypto and traditional finance are collaborating more than ever-but i

6、t does show that familiarity with crypto is building real confidence in the technology.Nearly one in three holders say the most positive shift in how they view crypto came from seeing the tech integrate into systems they already trust,such as PayPal,Visa,and banks.When familiar institutions particip

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