1、UNITED STATESSECURITIES AND EXCHANGE COMMISSIONWashington,D.C.20549FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIESEXCHANGE ACT OF 1934For the Fiscal Year Ended December 31,2025OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIESEXCHANGE ACT OF 1934For the tr
2、ansition period from _ to _Commission File Number:002-86947United Bankshares,Inc.(Exact name of registrant as specified in its charter)West Virginia 55-0641179(State or other jurisdiction ofincorporation or organization)(I.R.S.EmployerIdentification No.)300 United Center500 Virginia Street,EastCharl
3、eston,West Virginia 25301(Address of principal executive offices)(Zip Code)Registrants telephone number,including area code:(304)424-8716Securities registered pursuant to section 12(b)of the Act:Title of each class TradingSymbol(s)Name of each exchangeon which registeredCommon Stock,par value$2.50 p
4、ershare UBSI NASDAQ Global SelectMarketSecurities registered pursuant to 12(g)of the Act:NoneIndicate by check mark if the registrant is a well-known seasoned issuer,as defined in Rule 405 of the SecuritiesAct.Yes No Indicate by check mark if the registrant is not required to file reports pursuant t
5、o Section 13 or Section 15(d)of theAct.Yes No Indicate by check mark whether the registrant(1)has filed all reports required to be filed by Section 13 or 15(d)of theSecurities Exchange Act of 1934 during the preceding 12 months(or for such shorter period that the registrant was required tofile such
6、reports),and(2)has been subject to such filing requirements for the past 90 days.Yes No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to besubmitted pursuant to Rule 405 of Regulation S-T(232.405 of this chapter)during the preceding 1