YouGov：2026澳大利亚债务、投资与储蓄报告：挣扎度日还是向上突破（英文版）（30页）.pdf

1、Getting by or getting ahead?/Research RealityA U S T R A L I AAustralia debt,investment,and savings report2026Australia debt,investment,and savings report 20262Contents3Foreword4Report takeaways5Financial position:Australians managing under pressure10Financial outlook:Optimism in the face of presure

2、16Debt is common but mostly manageable23Investing in Australia:High participation,positive attitudes28Brand implications29Methodology ForewordMost Australians say they are managing financially,but not everyone feels like theyre getting ahead.More than half of Australians(56%)are either“just keeping

3、up”or falling behind financially.Even among those who are stable,many are cutting spending,using savings,and managing carefully.Despite this pressure,Australians remain optimistic.Most believe that getting ahead is possible through some combination of saving and investment.At the same time,a signifi

4、cant minority feel that progress will depend on a major break or may not be achievable at all.These pressures are shaping behavior.Debt is common but manageable,though many are using it to finance everyday spending.Australians also are relatively open to investing their savings and may just be waiti

5、ng for the right opportunity.This report explores how Australians are navigating financial pressures in 2026 and what it means for saving,borrowing,and investing.Julie Harris Head of Research ANZAustralia debt,investment,and savings report 20263Get in touchExplore our solutionshttps:/ debt,investmen

6、t,and savings report 20264Report takeawaysMore than half(56%)of Australians say they are either just keeping up or falling behind financially.But only a minority feel they are making real progress.Even among those who are managing,many are cutting spending or dipping into savings,pointing to underly