科孚（CRIF）：2025年银行业展望报告：欧洲金融服务业迈向2030的发展路径（英文版）（18页）.pdf

1、Europes financial services on the road to 2030Banking on Banks 20252Banking on Banks 2025Europes financial services on the road to 2030ForewordChapter TwoIntroductionChapter ThreeChapter OneChapter FourChapter FiveConclusionAbout CRIFby Sara Costantini,Regional Director for the UK and Ireland,CRIFPa

2、ge 3The future of financial services in Europe Page 4Financial lives in 2025 Page 5The new challenges for Europes financial sectorPage 7What will change for consumers by 2030?Page 9Responding to consumer demandsPage 12Managing money with AI:smart move or risky bet?Page 14Whats next for financial ser

3、vices in Europe?Page 16Your journey to success begins with CRIF.Together to the next level.Page 173Banking on Banks 2025Europes financial services on the road to 2030Europes financial landscape is currently experiencing significant turbulence.From economic shocks and geopolitical instability to surg

4、ing costs and rapid technological advancement,the pressures on banks,insurers and other financial services providers have been both profound and unrelenting.The escalation of trade disputes,particularly between the U.S.and EU,has injected volatility into financial markets and disrupted cross-border

5、transactions.Geoeconomic fragmentation a shift away from globalization is increasing the frequency and severity of adverse economic shocks.Political instability in major economies like Germany and France,both of which entered 2025 without approved budgets,has further undermined investor confidence.T

6、hese developments underscore why 2025 marks a pivotal moment for the sector one that requires both reflection on the factors that brought us to where we are today,and what this will now mean for the future of financial services in Europe.This report builds on the findings of CRIFs previous report1 w