1、Scaling Europ202ThePaymentsReporHow multi-market businesses turn transactions intocommercial intelligenceThe European paradoRight now,we see a new paradox defining Europe.On one side,regulators are pushing for a unified,instant infrastructure.On the other,consumers stick to the habits and payment me
2、thods they trust.And we love it.Because this paradox is Europe.Its the defining feature of our market,reflecting a place thats proudly and steadfastly local,yet at the same time,a single,ambitious economic bloc.At Mollie,we were born from European commerce.And weve been solving payments for business
3、es for more than two decades.The truth:Theres no silver bullet that solves this,no single technology that brings it all together.Instead,it demands a model that merges AI and automation with a truly human understanding of how to win in the markets you operate,whether thats one country or twenty.We c
4、reated this report for the leaders who want to do just that.The leaders who are ready to embrace a new model and a new way of thinking.And ready to put payments at the heart of their growth.Koen KppenCEO,MolliThe Payments Report 2020For decades,businesses treated payments as a simple utility.It was
5、a back-office cost centre,optimised purely for priceBut in a fragmented,real-time Europe,that model is a cap on your growth.Treating payments as a passive utility is a risk that will leave your teams buried in manual work and your data trapped in silos.Instead,payments should now sit at the heart of
6、 your commercial intelligence powering customer interactions and turning data signals into revenue.This report introduces a new,pragmatic model that delivers that:The Signal&Strategy Model.It shows how you can use the power of AI alongside deep human expertise to navigate Europes technical and deepl