韦莱韬悦（WTW）：2026年全球医疗趋势调查报告：保险公司视角（英文版）（40页）.pdf

1、12026 Global Medical TrendsInsurer perspectiveSurvey report IntroductionThe key factors influencing medical trend ratesGlobal medical trends by marketMedical trends by marketFactors driving medical costsTariffs and trade policiesConditions driving medical costsManaging medical costsChanges to medica

2、l plansSpotlight topicsHow clients use insights from GMTCall to actionContactsAbout the survey2Introduction 03The key factors influencing medical 04 trend ratesGlobal medical trends by market 07Medical trends by market 12Latin America 12North America 14Asia Pacific 15Europe 18Middle East and Africa

3、21Factors driving medical costs 23Tariffs and trade policies 24Conditions driving medical costs 25Managing medical costs 27Changes to medical plans 29Spotlight topics 30Behavioral health 30Fertility and family planning 31Cancer 32GLP-1 33AI in healthcare 34How clients use insights from GMT 35Call to

4、 action 36Contacts 37About the survey 38TABLE OF CONTENTSIntroductionThe key factors influencing medical trend ratesGlobal medical trends by marketMedical trends by marketFactors driving medical costsTariffs and trade policiesConditions driving medical costsManaging medical costsChanges to medical p

5、lansSpotlight topicsHow clients use insights from GMTCall to actionContactsAbout the survey2Figure 1:Global medical trends(gross)2024-2026,globally and by region 3Double-digit global medical increases projected to persist into 202620242025(expected)2026(projected)Global9.5%10.0%10.3%Latin America9.6

6、%10.5%11.9%North America7.4%9.4%9.2%Asia Pacific11.8%13.2%14.0%Europe9.4%8.3%8.2%Middle East and Africa8.5%10.3%11.3%Global,Latin America,Europe and Middle East and Africa numbers exclude Argentina,Egypt,Nigeria,Turkey,and Zimbabwe due to volatile inflationary environments Medical costs around the w