米尔肯研究院：2026人工智能时代小型企业影响力投资重构研究报告（英文版）（29页）.pdf

1、MILKEN INSTITUTE Reimagining Impact Investing in the Age of AI1FEBRUARY 2026REIMAGINING IMPACT INVESTING FOR SMALL BUSINESSES IN THE AGE OF AIKristen FanarakisABOUT THE MILKEN INSTITUTEThe Milken Institute is a nonprofit,nonpartisan think tank focused on accelerating measurable progress on the path

2、to a meaningful life.With a focus on financial,physical,mental,and environmental health,we bring together the best ideas and innovative resourcing to develop blueprints for tackling some of our most critical global issues through the lens of whats pressing now and whats coming next.ABOUT MILKEN INST

3、ITUTE FINANCEMilken Institute Finance tackles challenges across the financial system through thought leadership,research,and insights to influence private-sector practices and public-sector policies to improve fair access,efficiency,and reliability of markets and institutions.2026 Milken InstituteTh

4、is work is made available under the terms of the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International,available at creativecommons.org/licenses/by-nc-nd/4.0/.1 Overview 3 Part I:Using Challenges to Guide Impact Investments 7 PartII:AIAssessmentandExamplesofAIApplications 9 Part

5、III:TranslatingChallengesandResearchintoTacticalInvestments12 FinalConclusionsandRecommendations 14 Appendix I:Academic Literature Review 17 Appendix II:Highlights from Other Academic Studies18 AppendixIII:AIStrengths,Weaknesses,Opportunities,andThreats(SWOT)Summary19 AppendixIV:WhatIsGoodEnoughandH

6、owtoThinkABoutWheretoApplyAI 21 Endnotes 24 Acknowledgments 25 About the Author TABLE OF CONTENTSMILKEN INSTITUTE Reimagining Impact Investing in the Age of AI1OVERVIEW Time is a small business owners most valuable asset.From finance to marketing,small business owners often shoulder every responsibi