美世咨询（Mercer）：2019世界医疗趋势报告(英文版)(40页).pdf

1、2019 Medical Trends Around the World BENEFITS TM 22019 Medical Trends Around the World 32019 Medical Trends Around the World Contents 1 Message From Mercer Marsh Benefits . 4 2 Key Trends Shaping Employer-Sponsored Medical Plans . 6 3 Medical Trend Rate Exceeds Economic Inflation . 8 4 Causes of Cla

2、ims Risks and Conditions .12 5 Supplier-Driven Pressure on Cost of Care .16 6 Levers Being Employed for Cost Containment .18 7 Strategic Investments Into the Future . 24 8 In Closing. .30 9 About This Survey . 34 42019 Medical Trends Around the World 1 Message From Mercer Marsh Benefits 52019 Medica

3、l Trends Around the World On behalf of Mercer Marsh Benefits, I am delighted to release our fifth annual Medical Trends Around the World survey, which provides forward-looking insights into the rising cost of health insurance for our clients around the world. It is encouraging that insurance and adj

4、acent industries are moving forward with advancements to help organizations optimize their employee benefit plan costs so that programs are financially sustainable into the future. As the new leader of Mercer Marsh Benefits, I am keen to ensure that we maintain our industry leadership position by wo

5、rking with clients, insurers and other partners to drive innovative data-driven approaches that improve health and well-being and ensure that the right care is delivered at the right time in the right place. We are encouraged to see that insurers are responding to the challenges of the rising medica

6、l costs by continuing to make strategic investments in digitization and data analytics. However, we all need to do more to ensure health coverage and care are affordable for employers and employees: medical trends continue to outpace general inflation by close to three times. The average global medi