德勤：2026澳大利亚金融科技影响力：开启澳大利亚金融未来研究报告（英文版）（72页）.pdf

1、Impact of fintech in Australia Unlocking Australias financial futureFinTech Australia 20262ContentsExecutive summary 31 Current state 13 1.1 A thriving ecosystem with material economic impact 14 1.2 Fintechs impact by the numbers 16 1.3 Australias comparative advantage 19 1.4 Key stakeholders in the

2、 Australian ecosystem 192 Social and regulatory impact 23 2.1 Social and regulatory impacts 24 2.2 Global impacts 253BarriersandissuesfacingAustralianfintechs313.1Thebiggestchallengefacingfintechsinvestment32 3.2 Fintechs face ecosystem barriers including integration,trust and talent shortages 33 3.

3、3 Government could be an enabler of growth 34 3.4 Boosting diversity will transform the sector 364 Policy reforms 37 4.1 Creating a supportive investment environment 384.2Incentivisinginnovationandefficiency394.3Increasingpublicawarenessofandtrustinfintechservices40 4.4 The broader potential for gov

4、ernment and industry 42 4.5 Driving meaningful change in the short and long term 43KeypolicyprioritiesforAustralianfintechs445 Future economic impact 455.1Howpolicychangescandrivefintechgrowth 465.2Fintechsectortotripleitseconomicimpactby2035485.3RisksofinactionandAustraliasmissingoutonfintechsbenef

5、its49Conclusion 53Appendices 54Endnotes 64Limitation of our work 71 Impact of fintech in Australia|Unlocking Australias financial future3Executive summaryAustralias fintech sector could triple its economic contribution to$37 billion over the next decade,faster than any major industry.The future of A

6、ustralian fintech is a national study of the industry,drawing together insights from industry data,a business survey,economic modelling and forecasting,and a review of policy to provide a clear evidence base about the sector,its challenges and potential.It finds that:The sector is globally competiti