Visa, Inc（V）2026财年第一季度业绩报告「NYSE」（英文版）（11页）.pdf

1、Visa Reports Fiscal First Quarter 2026 ResultsSan Francisco,CA,January 29,2026 Visa(NYSE:V)GAAP net income of$5.9B or$3.03 per share and non-GAAP net income of$6.1B or$3.17 per shareNet revenue of$10.9B,an increase of 15%,or 13%on a constant-dollar basisGrowth in payments volume,cross-border volume

2、and processed transactions was strongShare repurchases and dividends of$5.1BIncome Statement SummaryIn billions,except percentages and per share data.%change is calculated over the comparable prior-year period.Q1 2026Ryan McInerney,Chief Executive Officer,Visa,commented on the results:USD%ChangeNet

3、Revenue$10.915%Visa delivered a very strong fiscal first quarter with net revenue up 15%year-over-year,GAAP EPS up 17%and non-GAAP EPS up 15%,driven by resilient consumer spending and a strong holiday season,as well as continued strength in value-added services and commercial and money movement solu

4、tions.Our purposeful investments in our Visa as a Service stack continue to position us as a payments hyperscaler to deliver technology and infrastructure that redefine whats possible in payments.GAAP Net Income$5.914%GAAP Earnings Per Share$3.0317%Non-GAAP Net Income(1)$6.112%Non-GAAP Earnings Per

5、Share(1)$3.1715%(1)Refer to Non-GAAP Financial Measures for further details and a reconciliation of the GAAP to non-GAAP measures presented.Key Business DriversYoY increase/(decrease),volume in constant dollarsQ1 2026Payments Volume8%Cross-Border Volume Excluding Intra-Europe(2)11%Cross-Border Volum

6、e Total12%Processed Transactions9%(2)Cross-border volume excluding transactions within Europe.Fiscal First Quarter 2026 Financial HighlightsGAAP net income in the fiscal first quarter was$5.9 billion or$3.03 per share,an increase of 14%and 17%,respectively,over prior years results.Current years resu