同步金融Synchrony Financial（SYF）2025财年第三季度财务业绩演示报告「NYSE」（英文版）（14页）.pdf

1、October 15,2025THIRD QUARTER 2025FINANCIAL RESULTS2Cautionary Statement Regarding ForwardCautionary Statement Regarding Forward-Looking StatementsLooking StatementsThe following slides are part of a presentation by Synchrony Financial in connection with reporting quarterly financial results and shou

2、ld be read in conjunction with the earnings release and financial supplement included as exhibits to our Current Report on Form 8-K filed today and available on our website()and the SECs website(www.sec.gov).All references to net earnings and net income are intended to have the same meaning.All comp

3、arisons are for the third quarter of 2025 compared to the third quarter of 2024,unless otherwise noted.This presentation contains certain forward-looking statements as defined in Section 27A of the Securities Act of 1933,as amended,and Section 21E of the Securities Exchange Act of 1934,as amended,wh

4、ich are subject to the safe harbor created by those sections.Forward-looking statements may be identified by words such as expects,intends,anticipates,plans,believes,seeks,targets,outlook,estimates,will,should,may,“aim,”“focus,”“confident,”“trajectory,”priorities,designed,consider or words of simila

5、r meaning,but these words are not the exclusive means of identifying forward-looking statements.Forward-looking statements are based on managements current expectations and assumptions,and are subject to inherent uncertainties,risks and changes in circumstances that are difficult to predict.As a res

6、ult,actual results could differ materially from those indicated in these forward-looking statements.Factors that could cause actual results to differ materially include global political,economic,business,competitive,market,regulatory and other factors and risks,such as:the impact of macroeconomic co