美国银行Bank of America（BAC）2025年第二季度业绩报告「NYSE」（英文版）（19页）.pdf

1、12Q25 Financial Highlights2(B)2Q25 Business Segment Highlights1,2,3(B)Consumer Banking Net income of$3.0 billion Revenue of$10.8 billion,up 6%Average deposits of$952 billion were modestly higher and up 32%from pre-pandemic levels(4Q19)Average loans and leases of$319 billion,up$7 billion,or 2%Combine

2、d credit/debit card spend of$244 billion,up 4%Client Highlights Added 175,000 net new consumer checking accounts;26th consecutive quarter of growth 38.2 million consumer checking accounts;92%are primary4 4 million small business checking accounts$540 billion in consumer investment assets,up 13%5$1.2

3、 trillion in payments,up 4%6 4.1 billion digital logins;65%of total sales were digitally-enabledGlobal Wealth and Investment Management Net income of$1.0 billion Revenue of$5.9 billion,up 7%.The increase was primarily driven by asset management fees,up 9%to$3.6 billion,on strong AUM flows and higher

4、 market levels Client balances of$4.4 trillion,up 10%,driven by higher market valuations and positive net client flows Client Highlights Added 7,100 net new relationships across Merrill and Private Bank$2.0 trillion of AUM balances,up 13%86%of Merrill and Private Bank clients digitally activeGlobal

5、Banking Net income of$1.7 billion Total Corporation investment banking fees(excl.self-led)of$1.4 billion,down 9%#3 investment banking fee ranking YTD9$603 billion in average deposits,up 15%8%growth in Middle Market average loan balances10 15%improvement in treasury service charges Global Markets Net

6、 income of$1.5 billion Sales and trading revenue up 14%to$5.3 billion including net debit valuation adjustment(DVA)losses of$51 million.Excluding net DVA,up 15%.(E)13th consecutive quarter of year-over-year growth Fixed Income,Currencies and Commodities(FICC)revenue up 16%to$3.2 billion.Excluding ne