美国银行Bank of America（BAC）2025年第三季度业绩报告「NYSE」（英文版）（19页）.pdf

1、13Q25 Financial Highlights3(B)3Q25 Business Segment Highlights1,3,4(B)Consumer Banking Net income of$3.4 billion Revenue of$11.2 billion,up 7%Average deposits of$947 billion were up 1%and up 32%from pre-pandemic levels(4Q19);#1 in U.S.Consumer Deposits5 Average loans and leases of$320 billion,up$7 b

2、illion,or 2%Average Small Business loans grew 7%;#1 Small Business Lender6 Combined credit/debit card spend of$245 billion,up 6%Client Highlights Added 212,000 net new consumer checking accounts;27th consecutive quarter of growth 38.4 million consumer checking accounts;92%are primary7 4 million smal

3、l business checking accounts$580 billion in consumer investment assets,up 17%8$1.1 trillion in payments,up 5%9 4.2 billion digital logins;66%of total sales were digitally-enabledGlobal Wealth and Investment Management Net income of$1.3 billion Revenue of$6.3 billion,up 10%.The increase was primarily

4、 driven by higher asset management fees,up 12%to$3.9 billion,from higher market valuations and strong AUM flows Client balances of$4.6 trillion,up 11%,driven by higher market valuations and positive net client flows Average loans and leases of$246 billion,up$20 billion,or 9%Client Highlights Added 5

5、,400 net new relationships across Merrill and Private Bank$2.1 trillion of AUM balances,up 13%86%of Merrill and Private Bank clients digitally activeGlobal Banking Net income of$2.1 billion Total Corporation investment banking fees(excl.self-led)of$2.0 billion,up 43%#3 investment banking fee ranking

6、;136 bps gain in market share11$632 billion in average deposits,up 15%6%growth in Middle Market average loan balances13 12%improvement in treasury service charges Global Markets Net income of$1.6 billion Sales and trading revenue up 9%to$5.4 billion including net debit valuation adjustment(DVA)gains