埃森哲：2026年银行业趋势报告：无界银行：迈向无限可能新时代（英文版）（85页）.pdf

1、Accenture TrendsBanking 2026Unconstrained Banking A new age of possibilityTrend 1 The future of moneyTrend 2 The future of experienceTrend 3 The future of work and talentTrend 4 The future of technologyTrend 5 The future of risk and regulationTrend 6 The future of competitionTop Banking Trends 20262

2、Research snapshotThis year,the Top Banking Trends team began by defining the core themes shaping the industry.Candidate trends were developed through internal crowdsourcing,drawing on insights from senior leaders across key domains.Shortlisted ideas were validated using a rigorous,mixed-methods appr

3、oach:four surveys with banking executives,commercial banking clients and retail banking customers,supported by economic modeling and complementary research techniques.This process ensures every trend is both evidence-based and highly relevant to the industry.About the reportAccentures top banking tr

4、ends 2026 is more than a forecast;its a guide to a future where the limits that once defined banking are disappearing.For generations,technology,structure and risk appetite constrained what banks could achieve.Today,those boundaries are dissolving.Generative AI(gen AI),digital assets and the potenti

5、al for new business models are rewriting the rules,creating possibilities that were unimaginable just a few years ago.The future of banking is being written now.This report distills insights from our global client work,boardroom conversations and research,offering a clear look at whats happening and

6、 why.It also offers actions banks can take to unlock capacity,accelerate innovation and redefine whats possible.Our mission is to equip banking leaders not just to adapt,but to leadtransforming constraint into opportunity and shaping the next era of banking.Top Banking Trends 20263Banking is enterin