1、Annual Fraud Report 2025In partnership withOur Fraud Data 4UK Finance Foreword 5The Industry Response 7BioCatch Foreword 10Fraud in 2024 12Unauthorised Fraud Summary 21Unauthorised Card Fraud(Debit,Credit and other payment cards)22Analysis by Unauthorised Card Fraud Case Type 24Further Card Fraud An

2、alysis 27Unauthorised Cheque Fraud 30Unauthorised Remote Banking Fraud 31Overall Authorised Payment Fraud 33APP Voluntary Code 34Fraud Enabler Data 35Further Analysis of the APP Scam Data 37Payment Type 46Payment Channel 47Contributing Members 48Our Fraud Data 49UK Finance Limited|Annual Fraud Repor

3、t 20252ContentsUK Finance is the collective voice for the banking and finance industry.Representing more than 300 firms across the industry,were a centre of trust,expertise and collaboration at the heart of financial services.Championing a thriving sector and building a better society.The Economic C

4、rime team within UK Finance is responsible for leading the industrys collective fight against economic crime in the UK,including fraud,anti-money laundering(AML),sanctions,anti-bribery,corruption,and cybercrime.UK Finance seeks to ensure that the UK is the safest and most transparent financial centr

5、e in the worldthus creating a hostile environment for criminals by working with members,law enforcement,government agencies and industry.We represent our members by providing an authoritative voice to influence regulatory and political change,both in the UK and internationally.We also act as advocat

6、es on behalf of members to both media and customers,articulating the industrys achievements and building its reputation.We offer research,policy expertise,thought leadership and advocacy in support of our work.UK Finance Limited|Annual Fraud Report 20253Our Fraud Data UK Finance publishes both the v