PNC金融服务集团（PNC）2025年第三季度财报电话会议纪要「NYSE」（英文版）（27页）.pdf

1、Third Quarter 2025Earnings Conference CallOctober 15,20251Cautionary StatementRegarding Forward-Looking and non-GAAP Financial InformationOur earnings conference call presentation is not intended as a full business or financial review and should be viewed in the context of all of the information mad

2、e available by PNC in its SEC filings and on our corporate website.The presentation contains forward-looking statements regarding our outlook for financial performance,such as earnings,revenues,expenses,tax rates,capital and liquidity levels and ratios,asset levels,asset quality,financial position,a

3、nd other matters regarding or affecting PNC and its future business and operations,including sustainability strategy.Forward-looking statements are necessarily subject to numerous assumptions,risks and uncertainties,which change over time.The forward-looking statements in this presentation are quali

4、fied by the factors affecting forward-looking statements identified in the more detailed Cautionary Statement included in the Appendix.We provide greater detail regarding these as well as other factors in our most recent Form 10-K,any subsequent Form 10-Qs,and any subsequent SEC filings.Our forward-

5、looking statements may also be subject to risks and uncertainties including those we may discuss in this presentation or in our SEC filings.Future events or circumstances may change our outlook and may also affect the nature of the assumptions,risks and uncertainties to which our forward-looking sta

6、tements are subject.Forward-looking statements in this presentation speak only as of the date of this presentation.We do not assume any duty and do not undertake any obligation to update those statements.Actual results or future events could differ,possibly materially,from those anticipated in forwa