1、 2025,Amazon Web Services,Inc.or its affiliates.All rights reserved.2025,Amazon Web Services,Inc.or its affiliates.All rights reserved.A I M 3 3 1 7-SThe Next Frontier in Financial Systems:Transformer-based Foundation ModelsPahal PatangiaSudhir KalidindiHe/HimHead of Global Industry Business Develop
2、ment,PaymentsNVIDIAHe/HimPrincipal,Solutions ArchitectAWS 2025,Amazon Web Services,Inc.or its affiliates.All rights reserved.AgendaWhy transformers for payments Foundation models for Transactional DataPersonalization&pattern miningCloud AI Factory on AWS+NVIDIA accelerationKey takeawaysCall to actio
3、n 2025,Amazon Web Services,Inc.or its affiliates.All rights reserved.Why payments need next-generation AI Exploding Volume and Complexity Sophisticated Attack surfacesLow latency without false negatives 2025,Amazon Web Services,Inc.or its affiliates.All rights reserved.2025,Amazon Web Services,Inc.o
4、r its affiliates.All rights reserved.Why transformers for payments?2025,Amazon Web Services,Inc.or its affiliates.All rights reserved.How they work?Look at all data points at onceUse self-attentionLearn contextWhy they are powerful?Process all at onceCapture full contextLearn their own representatio
5、nsKey Building BlocksEmbeddingsAttention-LayersPretrainIn PaymentsModel transaction sequences like sentencesDetect anomalies-fraud ringsFraud detection,personalizationTransformers are deep learning models that understand relationships within sequencesWhat are Transformers?The engine behind Modern AI
6、 2025,Amazon Web Services,Inc.or its affiliates.All rights reserved.Tabular Machine Learning in Financial ServicesMany workflows are dominated by decision tree-based modelsNameDateAmountMerchant.FraudAdam2/18/2025$50Online Retail.NoBecky2/20/2025$35Pet Shop.NoCharlie2/21/2025$60TelecomNo.Adam2/28/20