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泰国大城银行研究中心:2025代理型AI时代银行业研究报告(中译版)(22页).pdf

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1、CoverResearch IntelligenceBanks in the Age of Agentic AINovember 2025Krungsri ResearchContentsContentsIntroduction3What Is Agentic AI and How Is It Different?4How Agentic AI Could Transform Banking Operations10Challenges and Precautions16Krungsri Research view:19References20Subscribe UsDisclaimerUnl

2、ess explicitly stated otherwise,this publication and all material therein is under the copyright of Krungsri Research.As such,the reuse,reproduction,or alteration of this text or any part thereof is absolutely prohibited without prior written consent.This report draws on a wide range of well-establi

3、shed and trustworthy sources,but Krungsri Research can make no guarantee of the absolute veracity of the material cited.Moreover,Krungsri Research will not be held responsible for any losses that may occur either directly or indirectly from any use to which this report or the data contained therein

4、may be put.The information,opinions,and judgements expressed in this report are those of Krungsri Research,but this publication does not necessarily reflect the opinions of Bank of Ayudhya Public Company Limited or of any other companies within the same commercial group.This report is an accurate re

5、flection of the thinking and opinions of Krungsri Research as of the day of publication,but we reserve the right to change those opinions without prior notice.For research subscription,Banks in the Age of Agentic AIIn recent years,artificial intelligence(AI)has evolved at an extraordinary pace.The w

6、orld was captivated by Generative AI systems capable of creating new content based on human prompts.Today,the spotlight has shifted toward a new generation of AI known as“Agentic AI”artificial agents that can not only analyze data but also plan and take actions on their own.Agentic AI has been ranke

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根据《CoverBanks in the Age of Agentic AI》报告,以下是全文关键点: 1. **Agentic AI定义**:一种能够自主思考、决策和行动的人工智能,区别于传统AI和生成式AI。 2. **Agentic AI在银行业的应用**:可应用于客户服务、信贷审批、合规、欺诈检测和业务分析等领域。 3. **市场前景**:预计到2029年,金融和银行业将成为Agentic AI市场的主要驱动力,市场规模将达到72亿美元。 4. **挑战与防范**:需关注决策监督、法规治理、网络安全和员工技能发展等问题。 5. **实施建议**:银行应加强IT基础设施、投资员工技能、在低风险场景中试点Agentic AI,并培养员工与AI协作的能力。
机遇与挑战" 银行变革的加速器?" 银行员工未来何去何从?"
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