当前位置:首页 >英文主页 >中英对照 > 中译版报告详情

国际贸易中心(ITC):2025小型企业融资可及性提升路径白皮书(中译版)(30页).pdf

上传人: Y**** 编号:732220 2025-07-25 30页 1.15MB

下载:

1、Fostering access to finance for small businessesA white paper to inspire actionStreet address:ITC 54-56,rue de Montbrillant 1202 Geneva,SwitzerlandPostal address:ITC Palais des Nations 1211 Geneva 10,Switzerland Telephone:+41-22 730 0111Fax:+41-22 733 4439E-mail:itcregintracen.orgInternet:http:/www.

2、intracen.orgThe International Trade Centre(ITC)is the joint agency of the World Trade Organization and the United Nations.International Trade Centre 2025Fostering access to financefor small businesses A white paper to inspire actionFOSTERING ACCESS TO FINANCE FOR SMALL BUSINESSES iiAbout the paperAc

3、cess to finance is essential for small business resilience,innovation and growth.Yet,many enterprises still face significant barriers to securing the needed capital.This white paper,prepared for the ITC Global SME Ministerial,identifies three key areas where targeted policies can improve financial a

4、ccess of small businesses:expanding the affordability and diversity of financing options;strengthening financial literacy;and fostering a supportive and inclusive regulatory environment.Drawing on international best practices,it offers actionable insights and policy recommendations that governments

5、can adapt to their national contexts to help small businesses secure the capital they need to grow and succeed.DisclaimerThis paper draws on independent International Trade Centre(ITC)research,publicly available information and good practices shared by participating governments.The contents do not r

6、epresent official outcomes of the ministerial nor are they endorsed by participating governments.The objective of this paper is to inspire discussion by presenting a set of policy actions that governments can consider and adapt to their national contexts.AcknowledgementsThe ITC Research team in the

word格式文档无特别注明外均可编辑修改,预览文件经过压缩,下载原文更清晰!
三个皮匠报告文库所有资源均是客户上传分享,仅供网友学习交流,未经上传用户书面授权,请勿作商用。
根据报告的内容,本文主要讨论了中小企业融资难的问题,并提出了相应的政策建议。文章指出,中小企业融资面临三大障碍:融资成本高、金融知识有限和监管约束。为解决这些问题,文章提出了以下建议: 1. **增加融资渠道**:政府应优先考虑扩大融资工具范围,降低贷款风险和成本,使融资更符合中小企业需求。 2. **提高金融知识**:加强中小企业金融知识,提高信贷员对中小企业特殊需求的认识,确保企业家能够有效管理金融资源。 3. **建立支持性监管框架**:国家应更新政策和监管框架,利用创新金融模式,建立更符合中小企业需求的动态金融生态系统。 文章引用的核心数据包括:43%的企业报告融资困难,57%的微型企业和43%的小企业面临融资困难,而只有12%的大型企业面临融资困难。此外,文章还提到,只有38%的企业在三年内申请过贷款,其中微型企业申请率最低,仅为27%。 综上所述,文章通过分析中小企业融资面临的障碍,提出了针对性的政策建议,以帮助中小企业获得所需的资金支持。
如何降低中小企业融资成本? 如何提高中小企业财务知识? 如何建立支持中小企业融资的监管框架?
客服
商务合作
小程序
服务号
折叠