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1、M&T Bank Corporation(NYSE:MTB)announces first quarter 2025 resultsApril 14,2025 at 6:00 AM EDTBUFFALO,N.Y.,April 14,2025/PRNewswire/-M&T Bank Corporation(M&T or the Company)reports quarterly net income of$584 million or$3.32 of diluted earnings per common share.(Dollars in millions,except per share

2、data)1Q254Q241Q24Earnings HighlightsNet interest income$1,695$1,728$1,680Taxable-equivalent adjustment121212Net interest income-taxable-equivalent1,7071,7401,692Provision for credit losses130140200Noninterest income611657580Noninterest expense1,4151,3631,396Net income584681531Net income available to

3、 common shareholders-diluted547644505Diluted earnings per common share3.323.863.02Return on average assets-annualized1.14%1.28%1.01%Return on average common shareholders equity-annualized8.369.758.14Average Balance SheetTotal assets$208,321$211,853$211,478Interest-bearing deposits at banks19,69523,6

4、0230,647Investment securities34,48033,67928,587Loans and leases134,844135,723133,796Deposits161,220164,639164,065Borrowings14,15414,22816,001Selected Ratios(Amounts expressed as a percent,except per share data)Net interest margin3.66%3.58%3.52%Efficiency ratio(1)60.556.860.8Net charge-offs to averag

5、e total loans-annualized.34.47.42Allowance for credit losses to total loans1.631.611.62Nonaccrual loans to total loans1.141.251.71Common equity Tier 1(CET1)capital ratio(2)11.5011.6811.08Common shareholders equity per share$163.62$160.90$150.90(1)A reconciliation of non-GAAP measures is included in

6、the tables that accompany this release.(2)CET1 capital ratio at March 31,2025 is estimated.Financial HighlightsNet interest margin widened to 3.66%in the recent quarter as compared with 3.58%in the fourth quarter of 2024 reflectinglower levels of average earning assets.Lower funding costs associated