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国际贸易中心:2024非洲年轻创业者的融资之路研究报告:需求、挑战及建议(英文版)(20页).pdf

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1、Access to Finance for Young African EntrepreneursINSIGHTS FROM YE!COMMUNITYTRADE IMPACTFOR GOODStreet address:ITC 54-56,rue de Montbrillant 1202 Geneva,SwitzerlandPostal address:ITC Palais des Nations 1211 Geneva 10,Switzerland Telephone:+41-22 730 0111Fax:+41-22 733 4439E-mail:itcregintracen.orgInt

2、ernet:http:/www.intracen.orgThe International Trade Centre(ITC)is the joint agency of the World Trade Organization and the United Nations.International Trade Centre 2024Access to Finance for Young African EntrepreneursINSIGHTS FROM YE!COMMUNITYiiABOUT THE PAPERYoung entrepreneurs face markedly highe

3、r barriers than their older peers to access finance and expand their business.The International Trade Centre,through its YE!Community,has surveyed young entrepreneurs to understand their main funding needs and challenges they face when trying to obtain finance.This publication frames the survey resu

4、lts as part of a larger issue of access to finance for youth,especially in Africa,and sets out to understand the main youth-specific barriers.Building on the research results,this paper includes recommendations for policymakers to develop more youth-inclusive ecosystems and help young entrepreneurs

5、access finance.Publisher:International Trade CentreTitle:Access to Finance for Young African Entrepreneurs:Insights from YE!Community Publication date and place:Geneva,March 2024Page count:16ITC Document Number:WYVC-23-140.ECitation:International Trade Centre(2024).Access to Finance for Young Africa

6、n Entrepreneurs:Insights from YE!Community.ITC,Geneva.For more information,contact:Mayara Louzada at mlouzadaintracen.org,Floriano Borino at fborinointracen.orgFor more information on YE!Community,see:https:/ encourages the reprinting and translation of its publications to achieve wider disseminatio

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本文主要探讨了非洲年轻企业家获取融资的现状和挑战。文章指出,尽管年轻企业家比其他年龄段的企业家更有可能需要融资,但他们更不愿意向传统金融机构申请贷款。调查显示,80%的非洲年轻企业家表示需要融资,但只有45%的人曾联系潜在投资者。年轻的企业家在获得融资方面面临更大的挑战,特别是24岁以下的年轻企业家和女性企业家。因此,他们更倾向于使用非传统的融资方式,如个人储蓄、家庭和朋友。文章建议,政策制定者和发展伙伴应帮助年轻企业家提高申请银行贷款的技能和信心,与金融机构合作降低年轻企业家的风险,并推广针对年轻企业家的替代融资方式。
非洲青年企业家如何获得融资? 青年企业家面临的融资挑战是什么? 如何帮助非洲青年企业家获得融资?
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