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1、Investor PresentationBMO Financial GroupFor the Quarter Ended January 31,2025February 25,2025Q1 25Strategic Highlights February 25,20252Bank of Montreals public communications often include written or oral forward-looking statements.Statements of this type are included in this document and may be in

2、cluded in other filings with Canadian securities regulators or the U.S.Securities and Exchange Commission,or in other communications.All such statements are made pursuant to the“safe harbor”provisions of,and are intended to be forward-looking statements under,the United States Private Securities Lit

3、igation Reform Act of 1995 and any applicable Canadian securities legislation.Forward-looking statements in this document may include,but are not limited to:statements with respect to our objectives and priorities for fiscal 2025 and beyond;our strategies or future actions;our targets and commitment

4、s(including with respect to net zero emissions);expectations for our financial condition,capital position,the regulatory environment in which we operate,the results of,or outlook for,our operations or the Canadian,U.S.and international economies;and include statements made by our management.Forward-

5、looking statements are typically identified by words such as“will”,“would”,“should”,“believe”,“expect”,“anticipate”,“project”,“intend”,“estimate”,“plan”,“goal”,“commit”,“target”,“may”,“might”,“schedule”,“forecast”,“outlook”,“timeline”,“suggest”,“seek”and“could”or negative or grammatical variations t

6、hereof.By their nature,forward-looking statements require us to make assumptions and are subject to inherent risks and uncertainties,both general and specific in nature.There is significant risk that predictions,forecasts,conclusions or projections will not prove to be accurate,that our assumptions