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印孚瑟斯(Infosys):2024银行业云计算雷达报告(英文版)(20页).pdf

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1、CLOUD RADARBANKING INDUSTRY REPORT2|Cloud Radar:Banking Industry ReportExternal Document 2024 Infosys Limited Knowledge InstituteContentsKnowledge InstituteExecutive summary 5Smashing data centers and shifting systems to cloud 7 Cloud is for loans and payments systems.and Its working well 8 Bank clo

2、ud spending average now and projected to grow 10 A decade on,corporate cloud has changed 11 More sophisticated cloud leads to new challenges 12Appendix:Research approach 15 Quantifying unused cloud commitments 16Cloud Radar:Banking Industry Report|3External Document 2024 Infosys Limited Knowledge In

3、stitute4|Cloud Radar:Banking Industry ReportExternal Document 2024 Infosys Limited Banks,by their nature,are slow to change.For good reasons,bank executives generally advance cautiously rather than rushing to fully embrace the most promising innovations.Changing their technology is more involved tha

4、n in other industries due to regulatory,security,and customer privacy requirements.For example,banks generally started using cloud at about the same time as businesses in other industries about a decade ago but in more limited ways,executives say.Now,cloud has changed in the banking industry:Its use

5、s and capabilities have grown more complex.Across all industries,cloud has entered a new era of growth and innovation.Banks now are exiting longstanding data centers and shifting more of their data and workloads to cloud.This is doubly challenging for banks,given the sensitivity of their data,but it

6、 is also a critical and timely one.Banks are Executive summaryexpected to increase their cloud spending in the coming year,according to Infosyss Cloud Radar report.Cloud Radar surveyed more than 2,500 respondents from companies across nine industries in Australia,France,Germany,New Zealand,the UK,an

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本文主要讨论了银行业对云技术的采用情况。主要观点如下: 1. 银行业正在从传统的数据中心转向云技术,以实现增长和转型。75%的银行表示云迁移非常有效或极其有效。 2. 银行主要将云技术用于贷款发放和审核,以及运营卡支付和支付系统。然而,云在风险管理和欺诈预防方面的应用较少。 3. 银行平均每年在云服务上的花费约为3300万美元,与全球平均水平相当。银行高管表示,他们将继续增加云支出。 4. 尽管银行准备投入新的云能力,但他们并未充分利用已承诺的云资源,仅消耗了49%。 5. 随着云系统能力的增强,公司越来越多地转向云来替换过时的技术并增加新功能。 6. 随着云系统的复杂性增加,银行在成本管理和安全方面面临新的挑战。42%的银行允许任何部门负责人部署新的云基础设施、软件或应用程序。 7. 云决策需要IT和业务部门共同参与,以确保云计划的成功并实现业务目标。
银行云服务支出增长趋势如何? 银行如何利用云服务提升客户体验? 银行在云服务使用中面临哪些挑战?
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