Plug and Play：2024年支付生态系统深度报告：当前支付生态、关键参与者、趋势洞察与未来展望（英文版）（62页）.pdf

1、Payment Ecosystem Report 2024Key TakeawaysJOIN THE PLATFORM PNPTC.COM/JOIN2Competitive Payment Solutions The traditional dominance of card payments is being challenged by new technologies such as account-to-account(A2A)payments,real-time payment systems,and innovative solutions like biometric paymen

2、ts and BNPL services.These advancements are transforming the payment landscape,making transactions more secure,efficient,and user-friendly.3Cryptocurrency Evolution Cryptocurrency as a payment method has seen substantial development since the release of Bitcoin in 2009.Major milestones include the i

3、ntroduction of smart contracts with Ethereum in 2015,the launch of the Lightning Network in 2018,and El Salvador adopting Bitcoin as legal tender in 2021.4E-Commerce Growth This means continuing to make the payment experience even more convenient.The payment industry is influenced by several key fac

4、tors,including customer demand for convenient,fast,and secure payments,intensifying competition from tech and fintech companies,rapid technological advancements,and evolving regulations promoting financial inclusion and consumer protection.1Dominance of Alternative Payment Solutions Buy now,pay late

5、r(BNPL),which is still the fastest-growing method.Introduction to Plug and PlayPlug and Play Tech Center is a global innovation platform and accelerator headquartered in Sunnyvale,California.We aim to connect startups,corporations,venture capital firms,universities,and government agencies through va

6、rious programs and initiatives,including:Corporate innovation We collaborate with large corporations to help them innovate by connecting them with relevant startups through equity-free acceleration programs,events,and one-on-one meetings.The goal is for both to collaborate on pilot projects that wil