1、Earnings Results PresentationThird Quarter 2024October 15,2024Be the preeminent banking partner for institutions with cross-border needs,a global leader in wealth management and a valued personal bank in our home marketOur VisionDelivering on our Investor Day prioritiesBuild winning cultureInvest in
2、 talentDeliver One Citi Focus on five core interconnected businessesExit 14 international consumer markets(1)Simplify the organization and management structure#1 priorityRelentless executionRegulatory remediationModernize infrastructure Data enhancementsTransformationSimplificationCulture and Talent
3、Maximize unique global networkGrow Commercial Banking client segmentScale WealthTarget share gains in Banking,Markets and U.S.Personal BankingInvest for GrowthElements of our StrategyOur strategy and path forward remains unchanged2Note:All footnotes are presented starting on Slide 32.TransformationS
4、trategic ExecutionOrganization,Culture and Talent Closed the 2013 BSA/AML Consent Order with the FRB Continued to modernize our technology infrastructure,retiring approximately 450 legacy applications through September YTD and over 1,250 since 2022 Launched strategic Operations capacity planning too
5、l,replacing 20+different systems,to forecast resources needed for expected processing volumes Continued roll out of our strategic loan servicing platform.As of 3Q24,live deals on the platform increased to$25 billionin notional value Reduced data center consumption by migrating workload to private cl
6、oud.Streamlined the cloud onboarding process,significantly reducing time involved Strategy:Record quarter in Services,with growth driven by fees,loans and deposits.Launched cross-border payments via Mastercard Move,enabling near-instant payments into their extensive global debit card network Markets