1、Unleashing the potential of Digital Identity.How the EU DI Wallet ecosystem is redefining the European Digital Identity framework?2 Unleashing the potential of Digital IdentityContentsIntroduction.3Governing Digital Identity:eIDAS frameworkEvolution to the European Digital Identity Framework.4The Eu
2、ropean Digital Identity Framework.5The versatility of the European Digital Identity WalletEUDIW use cases in banking.7Merchants use cases.9Convergence of Identity and Payment.9Digital Identity Wallet ecosystemWallet Issuers.10Attribute Providers.11Relying Parties.11Impact of the Digital Identity Wal
3、let on BusinessesImpact on banks.12Impact on Merchants.12The value proposition of Worldline in the Digital Identity Ecosystem Supporting companies with Worldline Services .13Worldline Digital Identity Hub.14Worldline Digital Identity Suite.15Conclusion .16Glossary .17Authors .172 Unleashing the pote
4、ntial of Digital IdentityUnleashing the potential of Digital Identity 3IntroductionThe digital identity landscape is poised to face significant challenges in the forthcoming years.To strengthen interoperability on matters of identify and protect EU citizens,the European Commission published its firs
5、t Electronic Identification,Authentication and Trusted Services(eIDAS)regulation in 2014.This regulation aimed to create harmonisation and security for electronic transactions at the European level.However,this first regulation did not produce the expected effect on the market.We can also note that
6、the ecosystem is evolving rapidly and facing a growing number of fraud attacks,including identity theft or phishing attacks(the number of phishing attacks has more than tripled since 2020,APWG reports).As a result,and with the goal of protection and fostering harmonisation in the market,the European