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经济学人智库:轻松赚钱的时代结束了(中译版)(12页).pdf

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1、How rising interest rates will strain,but not break,the worlds banking systemsThe end of easy moneyLONDON Economist Intelligence The Adelphi1-11 John Adam Street,London,WC2N 6HT United Kingdom Tel:+44(0)20 7576 8000 e-mail: GURUGRAM Economist Intelligence TEG India Pvt LtdSkootr Spaces,Unit No.1,12t

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本文主要讨论了全球银行业在利率上升压力下的现状和未来趋势。文章指出,尽管美国硅谷银行和签名银行等区域性银行的倒闭引发市场担忧,但全球金融危机重演的可能性不大。主要原因包括:银行资本充足率普遍较高,实施了更严格的巴塞尔III资本和流动性规则,以及中央银行提供的紧急贷款设施。然而,银行面临的挑战主要来自债券投资组合的未实现损失,这可能导致美国银行出现高达6200亿美元的未实现损失。此外,新兴市场也面临主权债务和银行风险之间的互动风险。文章还指出,尽管银行监管可能加强,但大多数银行仍将生存并发展。
利率上升对全球银行业有何影响? 2023年银行业面临哪些主要风险? 哪些因素可能引发类似2008年的金融危机?
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