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华懋集团:2026共建绿色银发经济:政策、金融、科技及建筑环境的发展机遇与启示白皮书(英文版)(24页).pdf

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1、ACREATING A GREEN AND SILVER ECONOMY:Policy,Finance,Technology,and the Built Environment12 June 2026Sponsored by:BCONTENTSExecutive Summary.11.HongKongsFuturewillbeInfluencedbyStructuralTransitionsTowards theGreenandSilverEconomies.22.IntersectionsBetweentheGreenandSilverEconomiesCouldbeBothSynergis

2、tic andatOddswithEachOther.43.CreatinganOverarchingVisionforHongKongsGreen-SilverEconomy.54.SixMajorGapstoRealizeGreen-silverVision.75.AdvancingHongKongsGreen-SilverEconomyThroughCoordinatedAction.126.HongKonghasaWindowofOpportunitytoLeadinBuildingaGreen-SilverEconomy.18About this Report.19 Referenc

3、es.201Executive SummaryHong Kong faces two simultaneous structural transitions:rapid population ageing and an economy-wide climate transition toward net-zero emissions.These structural transitions impact society-at-large,through housing,safety and comfort,mobility,healthcare,financing and infrastruc

4、ture development.Despite these overlaps,climate and ageing are still largely addressed as disparate issues in policy,finance,technology,and markets.This report establishes a framework to help Hong Kong progress towards an inclusive net-zero,climate-resilient future,supporting the silver economy to b

5、etter care for an ageing population.This study seeks to bridge Hong Kongs green and silver economy agendas by aligning our focus on climate,urban development,and demographic priorities to enable scalable,inclusive solutions.Hong Kong already possesses highly relevant foundational building blocks in

6、the green and silver economy agendas,these include:the Climate Action Plan 2050,the Working Group on Promoting the Silver Economy,Smart City Blueprint 2.0 initiatives,upcoming eHealth reforms 1,and digital inclusion measures targeting the elderly 2.These are further enhanced by our deep capital mark

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1. **双轨转型挑战**:香港面临人口老龄化(65岁以上人口占比将从2021年20.5%升至2046年36.0%)与碳中和(2050年目标)的双重结构性转型,但政策、金融等领域未充分整合。 2. **核心差距**: - **住房老化**:2033年30%私人建筑将超50年,老年居民易受极端高温(2041-2060年“热夜”数将增至87天)影响。 - **数字鸿沟**:仅27.4%老年人使用在线服务,36.3%从未上网。 - **金融适配不足**:反向抵押贷款因文化偏好遗产继承而普及有限,绿色金融与老年需求脱节。 3. **四大愿景**:提出“安全舒适、移动包容、保障赋能、连接贡献”目标,需协调政策、技术及社区行动。 4. **优先行动**:包括制定低成本住房改善菜单、更新室内环境标准、推广适老化设计及绿色金融工具(如参考英国“绿色终身抵押贷款”)。
银发族如何安享晚年? 绿色经济如何惠及长者? 香港如何应对双转型?
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