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Worldpay：2026年全球支付报告（第11版）（英文版）（80页）.pdf

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1、The Global Payments ReportCommerce in constant motion11TH EDITIONForewordExecutive insightFor more than a decade,the Global Payments Report(GPR)has been the industrys definitive source for understanding payments trends.Trusted by merchants,analysts,consultancies,academics,regulators,and even competi

2、tors,it plays a central role in guiding informed decisions and sparking new ideas.Like many payments leaders across the industry,I have relied on this report in the past to help shape global strategy.This year,I am proud to now be the publisher of this latest edition,which offers an in-depth examina

3、tion of the trends impacting how consumers pay across 42 global markets.This 11th edition is also the first since Worldpay and Global Payments have merged.Our combined company now spans more than 175 countries and$3.7 trillion in annual payments volume,multiplying whats possible for our clients and

4、partners.As Globalpayers,we pride ourselves on serving clients of every size and at every stage of growth in nearly every market worldwide.That breadth and reach are what set us apart,and why the insights in this report matter.Our scale is powered by our people,whose deep local expertise enables mer

5、chants to navigate the cultural nuances and preferred payment methods of each market they enter.The GPR brings clarity to the trends reshaping commerce and underscores the strength of our combined capabilities.By grounding our decisions in global consumer shopping trends and the technologies powerin

6、g them,we help enterprises,SMBs and partners expand into new markets and accelerate growth,even as payments continue to evolve.Guided by a pure-play focus on payments and an unwavering commitment to our clients and partners,we are investing more than a billion dollars annually to reimagine how comme

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1. **支付格局演变**：数字钱包主导全球支付，2025年占电商交易额56%、线下33%；BNPL占全球电商4%（3000亿美元），预计2030年达5%（5000亿美元）。 2. **区域差异**：亚太地区数字支付领先，中国（89%电商、87%线下）、印度（68%电商、61%线下）钱包渗透率最高；欧洲线下支付以卡为主，但支付App竞争加剧（如Apple Pay开放NFC）。 3. **创新趋势**： - **本地化全球化（Glocalization）**：支付宝、微信支付等跨境扩展，欧洲推出统一支付网络Wero。 - **支付App增长**：2030年将占全球线下交易46%（15.6万亿美元），QR码在亚太、拉美普及。 - **加密货币**：直接支付占比仅0.19%，但通过传统金融（如Visa crypto卡）使用增长显著。 4. **BNPL与卡的关系**：BNPL融入钱包（如Apple Pay），同时银行推出分期计划，强化卡 relevance。
支付趋势如何？ 数字钱包领先吗？ BNPL增长快吗？
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