安永：2026年全球保险业展望报告：驾驭结构性变革与持续不确定性时代的关键制胜举措（中译版）（20页）.pdf

1、Click here or press enter for the accessibility optimised version2026 GlobalInsuranceOutlookKey actions to win in a time ofstructural shifts and ongoinguncertaintyWelcome letterIts a unique moment in the history of insurance.New standards and leading practices are emergingacross every aspect of the

2、business.Firms areexploring new horizons of opportunity,and theindustrys decades-long digital transformationjourney has entered a distinct new phase.Thecompetitive landscape is also changing profoundly,with nontraditional players and new capital sourcesmaking big,long-term bets across the sector.Thi

3、sevolution is happening in the face of persistentuncertainty and turbulence,driven by geopoliticalconflicts,trade tensions,macroeconomic instability,and more frequent and severe natural catastrophes.What hasnt changed:the need to meet evolvingconsumer needs,address huge protections andsavings gaps,o

4、perate efficiently,and keep up withregulatory shifts.Collectively,these forces arefueling innovation in product design,distributionand capital management.Theyre also sparking biginvestments in AI and other disruptive technology,as well as workforce transformation.Though near-term challenges and incr

5、easingcomplexity will determine winners and losers,weremain optimistic about the future of the industry.Firms that commit to their customers,embraceconfident,data-driven decision-making,and getcreative in their growth and innovation strategieswill be best positioned for sustained marketleadership.We

6、 hope you find the insights on the followingpages valuable.Please dont hesitate to contact usto discuss the unique challenges and opportunitiesyour organization faces.Jonathan ZhaoGlobal Insurance LeaderTable of contents01Snapshot of a market in flux02Strategic,tactical andcompetitive imperatives fo