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图表10中国近20年利率变动情况注1
图表10中国近20年利率变动情况注1
行业数据
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图片大小:98KB
图片尺寸:1935*654
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所属报告:
安永:2024-2025保险业风险管理白皮书(113页).pdf
打包全文图表
相关数据
上周联储2026年利率预期加息8bp下降至加息6bp
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行业数据
2026-03-30
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图表162.2025年利率债呈现熊平行情(%)
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行业数据
2026-01-23
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图52024-25年利率债实际净融资规模及2026年预测(亿元)
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市场规模
2026-01-08
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国股行25年上半年利率债净买卖情况(单位:亿元)
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行业数据
2025-12-12
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2025年利率整体偏震荡,波动幅度明显加大
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行业数据
2025-11-11
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2024年9月降息以来,英债长端利率持续攀升、30年利率屡创新高
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行业数据
2025-09-08
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明治安田在2012-2014年利率下行阶段交易配置
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行业数据
2025-04-11
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2014年-2015年利率持续下行(单位:%)
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行业数据
2024-12-13
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2001-2011年利率与金价走势(单位:美元/盎司、%)
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2024-10-21
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锂电设备公司2023年利率稳定,但23Q4与24Q1利率大幅下滑
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其它
2024-05-08
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美国联邦基金年利率(%)
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其它
2024-04-11
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图表82021-9M22以及2023年利率处于下行周期
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2024-02-27
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尽管2023年利率大幅上升,光伏仍然是美国成本最低的电力能源之一
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2024-02-19
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12月点阵图下调2024、2025年利率中值至4.6%和3.6%
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2023-12-27
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3.险资面临的成本收益匹配压力凸显,投资策略呈现分化 品(如年金险、万能险)的销售,这些长期且刚性兑付收益的保单,对保险公司构 成了持续的资金成本压力,尽管近几年受预定利率下调的影响,新增保单的预定利 率已有所下降,但存量保单叠加市场竞争力的因素,险企尤其寿险公司面临着巨大 收益,与负债资金成本之间存在超过150bps的缺口,在此背景下,险企被迫寻找更 高收益的资产来缓解困境。 在保费收入持续增长的推动下,保险资金运用余额保持逐年稳步增长。2024年 我国保险公司资金运用余额为332,580亿元,同比增长18.11%,其中财产险公 司资金运用余额22,206亿元,同比增长9.93%,人身险公司资金运用余额 299,525亿元,占比约90.06%,同比增长18.90%。 投资资产配置结构基本保持稳定,低波动、期限结构丰富且收益稳定的债券仍然 是资产配置的首选,占比呈稳中有升趋势。截至2024年末,人身险公司的债券 投资余额为150,552亿元,占人身险公司资金运用余额约50.26%;财产险公司 的债券投资余额为8,691亿元,占财产险公司资金运用余额约39.14%。 注1数据来源于中国债券信息网、国家金融监督管理总局、安永整理
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图表59欧美偿付能力监管体系与中国偿二代比较(风险类型与风险管理要求)
欧洲SolvencyII整体框架
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图表53并表范围认定概述
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