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2022年人保财险直销渠道保费占比提升
2022年人保财险直销渠道保费占比提升
行业数据
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图片大小：77KB
图片尺寸：1206*768
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所属报告：
保险行业2022年报综述：寒冬已过暖春将至-230406（32页）.pdf
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1、上市财险代理渠道和直销渠道保费占比提升。2022 年人保财险持续加大个人代理、专业代理以及直销渠道建设，保费占比分别同比提升 1.2、0.4、0.2pct，持续压降兼业代理渠道，保费占比同比下降 1.8pct。平安产险代理渠道保费占比同比大幅增加 1.6pct，直销渠道占比提升 0.2pct，交叉销售渠道占比大幅下滑1.9pct，预计与寿险代理人规模大幅萎缩有关。车险综改要求财险公司压缩费用率、提高赔付率，渠道成本管控压力增大，在此背景下，直销渠道成本较低，未来占比或持续提升。
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保险行业2022年报综述：寒冬已过暖春将至-230406（32页）.pdf
上市险企非车业务综合成本率
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表22、上市险企寿险业务EV增速以及ROEV
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