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全市场现金管理类理财产品底层资产:货币市场类>资管产品>固收类(含同业存单)>公募基金>QDII
全市场现金管理类理财产品底层资产:货币市场类>资管产品>固收类(含同业存单)>公募基金>QDII
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所属报告:
银行业理财持仓全景扫描系列(一):探寻现金类理财的“底层密码”-231213(25页).pdf
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图表11:银行理财产品存续规模 (万亿元)
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市场规模
2026-01-23
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理财产品总规模及同比增速对比
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市场规模
2026-01-20
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上市券商固收类资产投资规模变化情况(亿元)
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市场规模
2026-01-08
原图定位
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不同投资性质理财产品发行规模(亿元)
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市场规模
2026-01-08
原图定位
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2022年以来不同投资性质理财产品存续规模:现金管理类产品
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缩小了范围之后,我们便把目光聚焦在“其他资产”“其他债券”这两类。其细项成为我们研究的重点,因此需要尽可能地将底层资产拆细:
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银行业理财持仓全景扫描系列(一):探寻现金类理财的“底层密码”-231213(25页).pdf
《关于规范现金管理类理财产品管理有关事项的通知》对利率债的持有比例规定了下限
现金类理财委外的货基,收益率一般较高(2022Q1-2023Q3持仓,收益率截至2023-12-12)
《关于规范现金管理类理财产品管理有关事项的通知》对银行存款比例、集中度和主体信用作出详细规定
现金管理类理财产品委外资管产品的比例呈上升趋势
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