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图2-8不同年龄段高净值人群可投资资产规模分布
图2-8不同年龄段高净值人群可投资资产规模分布
市场规模
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图片格式：PNG
图片大小：80KB
图片尺寸：1715*650
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所属报告：
中国银行：2026中国高净值人群财富管理白皮书（66页）.pdf
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图45、我国各年龄段人口数量预测（万人）
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行业数据
2026-05-11
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图1：不同年龄段人群常观看的美妆视频类型（Tinuiti 2026年3月调查）
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行业数据
2026-04-22
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图6 在选择或更换兽医诊所之前，您有多可能阅读在线评价？（按年龄段）
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行业数据
2026-03-31
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图8 您如何评估对兽医诊所的满意度？（按年龄段）
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行业数据
2026-03-31
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图14 您最喜欢的与兽医诊所联系的方法是什么，用于非紧急预约、信息和支付？（按年龄段）
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行业数据
2026-03-31
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2025年全国女性网络消费年龄段分布
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行业数据
2026-03-06
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图2-232025年不同年龄段人群购买的珠宝类型占比
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自研数据
2026-03-05
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2025年我国各个年龄段消费者拥有不同类型饰品的人群占比
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行业数据
2026-03-05
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各年龄段人口占比与消费倾向相关系数2
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行业数据
2026-03-02
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50-59岁是目前国内人数占比最高的年龄段
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行业数据
2026-02-25
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图3-72022年日本各年龄段户主家庭的存款分布
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自研数据
2026-02-09
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图7：中国AI玩具消费人群年龄段分布
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过半90后及更年轻的高净值人群可投资资产在600万元以下，风险抵御能力相对有限。财富管理机构应建立并 严格执行科学、审慎的高净值人群风险承受能力评估体系，对其开展综合考量，避免依赖经验主义或主观推测进行 2.2.280以前注重“情绪价值”，80及以后重视“沟通效能” 高净值人群的代际价值观差异，直接映射到对客户经理的服务需求上，形成显著的代际分化特征。60后、70 后受访客户提及，更侧重客户经理提供的情绪价值，将服务的真诚度作为核心考量要素，同时高度重视长期稳定的 精准的需求洞察能力。 财富管理机构可构建差异化的客户经理匹配机制。针对年长人群，应优先匹配具备耐心细致特质、服务经验丰 富、擅长长期关系经营的客户经理；针对年轻人群，侧重配置沟通灵活高效、洞察力强、熟悉新兴财富管理场景的 客户经理。通过“人群特质－客户经理能力”的精准适配，提升客户服务体验与满意度，强化客户黏性。
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中国银行：2026中国高净值人群财富管理白皮书（66页）.pdf
图4-15高净值人群使用人工智能（A1）辅助投资决策的态度差异
图4-14高净值人群投资决策参考依据的差异
4-13高净值客户对财富管理机构客户经理的偏好选择
高净值人群与财富管理机构的沟通频率
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