Newgen：2023银行业转型白皮书-数字开户的最佳实践（英文版）（28页）.pdf

1、BEST PRACTICES FOR SUCCESSFUL DIGITAL ACCOUNT OPENING 2023 Banking Transformed White Paper.All rights reserved.PAGE 1JANUARY 2023Best Practices for Successful Digital Account Openingbanking transformedwhite paperby:Jim Marous BEST PRACTICES FOR SUCCESSFUL DIGITAL ACCOUNT OPENING 2023 Banking Transfo

2、rmed White Paper.All rights reserved.PAGE 2Copyright 2023:Banking Transformed White Paper(ISSN 2375-3455)is published by DBR Media LLC,8803 Brecksville Rd.,STE 7-223,Brecksville,OH 44141,USA.Phone:+1(216)218-4257 White Paper Special Edition January 2023Publisher:Jim Marous,Creative Director:Carol An

3、n RyanWARNING:Federal copyright law prohibits copying or distributing this report in part or in its entirety.(2023)Jim MarousOwner and CEO,Digital Banking Report Host,Banking Transformed PodcastDigital capabilities and functionality are impacting every aspect of the banking industry.As banking execu

4、tives prioritize digital investments,there is no better place to start than with the new account opening process.BEST PRACTICES FOR SUCCESSFUL DIGITAL ACCOUNT OPENING 2023 Banking Transformed White Paper.All rights reserved.PAGE 3More than ever,consumers want to partner with banks and credit unions

5、that can simplify their daily lives and improve their financial wellness.There is little patience for time-consuming online or mobile processes in a world where groceries,apparel,electronics,cars,or even a house can be purchased in a matter of minutes.Research shows that most financial institutions

6、are losing more business than they generate due to outdated back-office processes that have not been automated for a digital future.Opening a new relationship with a financial institution needs to reflect consumer demand for digital engagement that is fast and intuitive.As branches are used less for