1、01ContentsRegulatory Focus in USRegulatory Focus for Asian Banks1.2.Page 2-9Page 10-122GRC helps increase visibility and mitigate various risks to meet ongoing industry and regulatory standards.Regulatory Focus in US|GRCSource:Desktop Research,Expert Interviews,NRI AnalysisGovernance refers to the s
2、et of rules,processes,and policies essential for the proper functioning of the bank or financial institution,covering ethical management,resource management,accountability,and management controlsBanks and financial institutions face a range of internal and external risks,threatening the stability an
3、d profitability of the institutionInternal risks include operational risks,such as system failures or fraud etc.External risks include market risks,such as changes in exchange or interest ratesCompliance refers to banks or financial institutions level of adherence to laws,industry standards,regulati
4、ons,and best practices mandated by the relevant governing or regulatory bodies such as Bank Secrecy Act(BSA),Dodd-Frank Act,USA PATRIOT Act etc.RisksGovernanceComplianceGRC(Governance,Risk and Compliance)Recent Regulatory Focus(US)Recent Regulatory Focus(Overseas)3US banks face a wide spectrum of fi
5、nancial and non-financial risks,necessitating robust and comprehensive governance and risk management strategies.Regulatory Focus in US|Risk Types Source:Desktop Research,Expert Interviews,NRI AnalysisRisk&GovernanceDescriptionsCredit RiskThe risk of financial loss resulting from a borrowers failure
6、 to meet contractual obligationsMarket/Interest Rate RiskThe risk of adverse financial impact due to fluctuations in market conditions or interest ratesLiquidity Risk The risk of being unable to meet short-term financial obligations due to insufficient cash or liquid assetsEnterprise RiskThe risk of
0731-84720580
商务合作：really158d
友链申请 (QQ)：1737380874
研搜
微信扫码登录
手机快捷登录
账号登录
