Kapronasia：2022年普惠金融监管和监督技术研究报告（中译版）（50页）.pdf

1、SPECIAL REPORTREGULATORY AND SUPERVISORY TECHNOLOGIES FOR FINANCIAL INCLUSIONEXECUTIVE SUMMARY3INTRODUCTION5REGTECH AND SUPTECH FOR FINANCIAL INCLUSION -KEY THEMES81.Consumer protection and market conduct122.Data-driven financial system stability143.Data collection and management164.Detection and pr

2、evention of financial crimes185.Remote supervision and reporting206.Financial inclusion for disadvantaged groups and women21TECHNOLOGY CHOICES24POLICY FRAMEWORK ON REGTECH FOR FINANCIAL INCLUSION28Step 1:Analyze the local context30Step 2:Assess capabilities33Step 3:Engage stakeholders35Step 4:Design

3、36Step 5:Implement36Recommendation:Enact gender-transformative approaches37USE OF REGTECH AND SUPTECH DURING EMERGENCIES38CONCLUSION41GLOSSARY42General terminology42RegTech and SupTech technology terminologies43List of abbreviations44REFERENCES46APPENDIX48 2022(February),Alliance for Financial Inclu

4、sion.All rights reserved.CONTENTSACKNOWLEDGMENTSThis special report is a product of the taskforce made up of the Digital Financial Services Working Group(DFSWG),the Global Standards Proportionality Working Group(GSPWG),the Financial Inclusion Data Working Group(FIDWG)and its members.Contributors:We

5、would like to thank the following AFI working group members,member institutions and partners who provided qualitative insights through contributions and in-depth interviews:Linda Dlamini-Khumalo(Central Bank of Eswatini),Fatoumata Mayaki and Nimrod Payne(Banque Centrale des tats de lAfrique de lOues

6、t),Brou Kouame Patrice(Ministry of Economy and Finance,Ivory Coast),Aktham Abuassi(Central Bank of Jordan),Dr Settor Amediku and Clarence Blay(Bank of Ghana),George Gould Sr(Central Bank of Liberia),Temitope Olumuyiwa(Central Bank of Nigeria),Mutashobya Mushumbusi(Bank of Tanzania),James Rwagasana(N